There are 3 easy ways to start GCash, to avail its mobile services, you only have to get your own smartphone and mobile number using any Philippine mobile network!

How to Register to GCash?

Registration is quick and simple through the GCash mobile app, Globe *143# SIM menu, or even using Facebook Messenger.

GCash Registration through the GCash App

1. Download the Gcash app in Google Play or in the App store.
2. Enter your mobile number, you will receive 6 digit code for confirmations
3. Copy and submit the code
4. Provide all the necessary information as mentioned, Full name, Birthdate, Address, Email address. 
5. Choose your 4-digit MPIN, it will be used to login your account and used for all Gcash transactions.

GCash Registration through *143# Menu

1. On your smartphone, dial *143# then select ‘GCash’.
2. Select ‘GCash’, then ‘Register’.
3. Choose a 4-digit MPIN.
4. Provide the necessary information as mentioned.

GCash Registration through Messenger App

1. I recommend to download or update the latest Facebook Messenger app.
2. Open the Messenger App and visit @gcashofficial.
3. Select the option menu and select ‘Account’.
4. Select ‘Start an Account’.
5. Select ‘OK’ to confirm your mobile number.
6. You’ll receive a verification code via SMS. Enter this into Messenger.

How to Verify your GCash Account?

This verification process also called Know Your Customer or KYC, its the process of verifying the identity of every Gcash client where BSP regulates and requires it. You can use a variety of features when your account is KYC verified such paying bills, getting its MasterCard where you can use to shop online and physical stores. Upon verifying you need at least 1 valid ID:

What are the Valid IDs to use with Gcash?

1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Barangay Certification
9. Government Service Insurance System (GSIS) e-Card
10.  Social Security Service (SSS) Card
11. Senior Citizen Card
12. Overseas Workers Welfare Administration (OWWA) ID
13. Overseas Filipino Worker (OFW) ID
14. Seaman’s Book
15. Alien Certification of Registration/Immigrant Certificate of Registration
16. Government Office and Government-Owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP) ID)
17. Home Development Mutual Fund (HDMF) ID
18. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
19. Department of Social Welfare and Development (DSWD) Certification
20. Integrated Bar of the Philippines ID
21. Maritime Industry Authority (MARINA) ID (Reference: BSP memorandum no. 2016-019)
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
23. School ID with photo (for students who are beneficiaries of remittances/Cash-In or phone-to-phone (P2P) transactions who are not yet of legal age)

How to Verify Your GCash Account Online

1. Go to the GCash Verification Facebook page.
2. Send a message to request an account verification.
3. Wait until someone of their staff replied and Fill out the form.
4. Complete a brief video call to verify your GCash account. with your valid ID.

How to Verify Your GCash Account at any Globe Store and How to Get Gcash MasterCard

Gcash MasterCard is a reloadable prepaid card linked to a GCash wallet that can be used to any physical and online store that accepts MasterCard. You can also use this card to withdraw in any ATM machine around the world that accepts Mastercard. To avail this card you have to register a Gcash account and get verified. You can avail this for just 1-3 days after you successfully registered and get verified.

1. Go to any Globe store in your area.
2. Upon registering a Gcash account which is mentioned here, the person in charge will encourage you to bring at least 1 valid ID for registration and verification.
3. Fill the form given.
4. Apply for Gcash MasterCard which you will pay for 150 or PHP 250 for a GCash Mastercard with Beep functionality.
5. Wait for the SMS or email sent to you for the complete registration and KYC verification process. 

How to Link your Paypal Account to Gcash Account

We have article tutorial on how you can link your Gcash to Paypal account.

If you have questions and queries or you need assistance, please comment below or you can call the GCash hotline 2882 or chat via Messenger.

Image via Pexels

The collaboration will allow more than five million Coins.ph users to receive and hold international money transfers using Western Union's digital network in more than 60 countries, retail network in more 200 countries and its territories into their Coins.ph wallets.  

To use the service offered by both company and to comply with the regulations set by the Banko Sentral ng Pilipinas, consumers are required to register for Coins.ph and should fulfill the Know-Your-Customer verification process. After successful verification, user's can conveniently receive Western Union money transfers into their Coins.ph wallets by simply clicking the "Receive" button, choose "Receive WU transfer," fill the required information and inputting the Western Union unique tracking number (MTCN) and expected amount.

Users can receive up to a maximum of Coins.ph wallet capacity of Php 100, 000 per month (approximately USD 1, 919 as of the current value of PHP to USD).

According to the Philstar, the Philippines represent the 3rd top remittance receiving country in the world, with over $33 billion (PHP 1.72 trillion) remittance in inflows. 

The release reads that over five million Filipinos hold Coins.ph wallet, while Western Union has been providing money transfer services in the country since 1990 and holds more than 12,000 agent locations in the country.

In more detail, we can see that it has two types of user; Traders and Investors (traders and investors) will form part of an ecosystem of synergies that make it easier for untrained users to trade through the experience of professionals. This is a bridge between the experience of trading in markets, and liquidity waiting for sound investment advice or signal.

How does the user-side Geco.one PAMM process work?

The platform offers dual option registration. Therefore, when users register, there are two types of users:

Trader user, the 1st pillar to provide PAMM nexus. Trader account users are those who operate transparently and from whom monitored statistics are collected that reveal their success in trades and other statistics.

Investor user presents the other pillar of the users base. These are users who wish to invest in cryptocurrencies or tokens and lack the experience or time needed to study the markets and decide on trades. Users with investor account will be able to access Traders' statistics and trade. This feature of the platform has been called PAMM.

This leads users to use Geco.one tool to analyze the failure and success history of any trader in a chosen period and a specific period. So investors keep total monitoring of the options to select and their statistics.

In short, users can choose the account of the most successful trader or with a tendency to invest in products they like; and promotes the option to fund their liquidity (the investing user) along with the trader's trades. Also, you can always stop your investment, any time you have the will to liquidate the position.

Integration of stop-loss in the platform offering flexibility in operations

As previously reported, registered users as an investor can rely on professional traders to perform trades using their funds. This would involve a considerable counterparty risk complicated to counter without the option to trade with stop-loss. Geco.one protects users by offering integrated stop-loss.

These are orders that allow users to buy or sell when the market reaches a specified price known as 'Stop Price.' Such orders are traditionally used to protect profits, limit losses, or otherwise initiate new orders. A standard method is to set the Stop Loss on a moving average. In general, there is a diversity of trends and debates about the process of using Stop Loss in a trendline. This Stop Loss can also be moved following the moving average.

Consequently, users can trade using their ideas with a complete ecosystem of tools. If we add this to the monitoring and historical records of traders, the platform had to include among its options investments without time limit; and so it is, a complete ecosystem with flexibility coupled with Stop-Limit & Stop-Loss orders make Geco.one a comprehensive platform.

The third sales phase of the GEC token and two exchanges ready to roll 

From the total supply of GEC tokens (250,000,000), we find that after the initial sale, an amount of 100,000,000 GEC will circulate. In the third sales phase of the token, we see data regarding the amount available for purchase, bonuses, and dates included for the period. From early July 10 (7:00 a.m. UTC) until the same time on July 14, users who purchase tokens during the third sales session will enjoy a reference bonus of 3%. For that period, the available GEC tokens are 3,000,000 for 0.00006 BTC.

Also, a few days ago, the booming exchange LATOKEN announced the listing for the upcoming dates.  The announcement began like this:

Geco.one (GEC) listed on LATOKEN soon!

Please wait for further announcements.

Source: (LATOKEN Zendesk).

During the two previous sales phases, the available quantity was also 3,000,000 per period. The Geco.one team established the following distribution parameters on which the initial event is based.

• 80% of the supply destined for sales
• 15% for founders
• 3% for advisors
• 2% for Bounty (early ecosystem rewards).

Users who want to purchase tokens during the first half of July can count on the proven services of LATOKEN (as noted above) and Coineal exchanges. From Coineal's website, it was communicated by the following statement pointing out the addition to its Launchpad:

We are excited to announce that a presale for GEC (GECOIN) will take place on Coineal Launchpad starting at 7:00 July 1 and ending at 7:00 July 14 (UTC).

Source(Coineal Web).

The adoption of new technologies is promoting the trade of crypto

Globalization has brought an unprecedented connection between parties. Borders are left behind when it comes to trading, making deals, and selling between peers. With the increasing relationships between individuals, an explosion of markets emerges hand in hand with chains of blocks. A cascade of innovation and development that provides advances and synergies not experienced before.

The era of Big Data and e-commerce has led to the need for digital currencies and tokens facilitating a vibrant and fast-growing ecosystem to be part of through the platform we have described today.

For more information and project details, we recommend the official links provided below.

Web - Geco.one 
Whitepaper - https://geco.one/static/files/whitepaper.pdf
Medium official - https://medium.com/@geco.one
Telegram - https://t.me/joinchat/J1ay7UjdQZcuAXyr2OpWnQ
Youtube - https://youtu.be/bKjia8R_o9g
Twitter - https://twitter.com/GecoOne
eMail: support@geco.one

In the universe of cryptocurrencies, we are accustomed to an essential characteristic, irreversible payments. For a high percentage of adopters of crypto coins and tokens, this is essential and indispensable; however, it is a huge entry barrier for users who are not accustomed to dealing with this type of transaction. The transactions presented by EthereumCard open the door to a new way of using the blockchain. With pros and cons that we will comment next.

Recently, an extensive exchange of cryptocurrencies such as Binance suffered a security failure; the displeasure generated by the theft of thousands of Bitcoins was massive, affecting multiple users of the platform and other ecosystems that maintain interconnection with the exchange in question. At the time of Binance's final report, there were approximately 7000 bitcoins in the hands of criminals. As a consequence of the incident, the irreversible transfers or transactions in the block chains came back to the fore.

Inverse transactions offer an alternative path that could combat these unfortunate events in favor of providing alternatives to usually irreversible transactions. Also, it facilitates the integration of new adopters that come from systems such as Paypal or others; in which transactions can be reverted in a wide range of cases.

Solutions proposed by EthereumCard to accelerate the adoption of p2p payments

In the last four years, the pace of growth of the sector has been put to the test. With a significant correction, we have seen the market decrease the number of successful launches and seek new solutions to new bottlenecks.

The number of startups that reach targets remains significant, and the next step could be to provide a user-friendly ecosystem for untrained users. EthereumCard combines a variety of features in its project to provide a fast and straightforward experience. With the still abrupt volatility of a growing market, simplicity and speed are required when trading.

Outstanding features of the EthereumCard platform ecosystem

On the other hand, better and more strict compliance with regulations and standards could provide an adoption boost; increasing daily transactions on a global scale between peers and without third parties. Let's look at some of the details that could boost the global adoption of cryptocurrencies and tokens.

The characteristics of the ecosystem around the ETHCD token are based on several utilities, so we're talking about a useful token. The following are the details highlighted by its founding team for the description of the ecosystem devised.

Ease of use, without borders and with guarantee deposits.

These first three features are the flag of EthereumCard. It will provide ease to buy worldwide and exchange worldwide, without borders. Also, it offers security deposit services for the correct health of the ecosystem.

Compatibility with crypto space security standards. 

EthereumCard will offer wallets 100% compatible with the base standard of cryptographic wallets. This includes self-management of private keys by the user. One of the barriers to overcome to improve the adoption of blockchain technology is to facilitate the processes. Educating and training the profile of the user not familiar with security self-management is part of this process.

Integrated Escrow Services.       

Escrow services for exchanges between two parties are no longer a globally centralized matter. Business between the two parties is facilitated by this service that manages the processes of operations between unknown parties securely and reliably.

Inverse Transactions on the platform. 

The native ETHCD token platform will incorporate the reverse transaction function that allows the two wallets to send a reversal confirmation in the blockchain for authorization. This facilitates functions common to the traditional ecosystem in the blockchain universe.

How to reverse transactions work on the platform

The characteristic that most caught our attention works peculiarly. It is a type of transaction that generates a replica of the original transaction; however, the amounts are crossed about the first transaction in time. Simplifying it, the balance originally received becomes the sent balance. Meanwhile, the balance originally sent becomes received. This does not eliminate the first transaction, which remains on record. So, both in the chain of blocks and in the wallets resulting from the event, you will be able to observe the history of events. And the balances are readjusted.

Inverse (or revocation) transactions are automatically posted to the same account for the same amount. This makes it possible to reverse the event with a reverse transaction. This feature also prevents fraudulent attempts to generate random reverse transactions by malicious actors in the network. Thus, if one of the two parties requests that the reverse transaction be processed, the other party must confirm it so that it can be carried out.

This brings us to the first mentions, on security in centralized exchanges and adoption. Also, it is a matter of third-party wallets and other services that have suffered the scourge of irreversibly stolen funds. The proposal is exciting, and the team states that it will host this type of reverse transaction in its system. We could see in the future some unusual cases in which the stolen funds are entirely located, and the attacker decides to agree to return them.

“Ethereum Card will enable reverse transaction feature for multidimensional contract on our Mainnet on the blockchain technology.”

EthereumCard web.

Without a doubt, a new scenario that opens doors to adoption and hitherto unpublished situations. These new solutions present new paradigms in terms of usability, security, and management. EthereumCard has several social profiles and official links to follow its activity, news and soon the launch of its token.

Do not hesitate to stay informed and review the technical documentation of the project to go into more detail. We share some links related to the project below.

EthereumCard Web - https://ethereumcard.org/
Twitter - https://twitter.com/ethereum_card
Medium - https://medium.com/@ethereum_card
Telegram - https://t.me/ethereum_card

At MPCX, the core team has been focused on transparency and diversification. Both are keys to the success of prolific management. We appreciated the technical documentation of the MPCX Platform that they assign fundamental importance to both. For diversification, a range of indexed products has been developed; and for transparency, it has been chosen to operate on the blockchain network; taking full advantage of the possibilities provided by new technologies combined with the experience obtained in the design, treatment, and sales of indexed products.

The combination of both sides results in a hybrid market that mixes the strengths of blockchain tech & traditional markets. This step should ensure the long-term growth of the platform and users base interested in successful investment and communication with high profile investors. In this line, the MPCX Platform is presented, taking the tokenization of new indexed products to the global universe of cryptocurrencies and tokens.

“we will create a blockchain driven decentralized ecosystem to manage innovative investors' portfolios of crypto assets. the MPCX Platform Web. ”

To tokenize the whole ecosystem which we will describe below, several phases have been devised consisting of the processes necessary to inaugurate a new ecosystem of negotiation around the cryptocurrencies with more weight in the market.

MPCX Indexed Investment Products - Stage One

The complete platform will offer an enormous range of possibilities when fully developed. Together, it will make all the following cryptographic services available in one place:

• Fully digital client onboarding to reduce costs and provide clients' with a user-friendly service.
• Digital cryptocurrency exchange for the top 100 cryptocurrencies by market cap.
• Crypto payments, transactions, and banking solutions.
• Custody and wallet solutions to provide secure safekeeping of client funds.
• Three investable crypto indices, a crypto AI fund, crypto ETNs, and ICOs.
• The MPCX Platform Trading Solutions will offer full access to the product platform, arbitrage system, a trading terminal, and reporting.
• A digital wealth management platform will offer roboadvisory through its "Digital Smart Investment Mandate" which will deliver automatic portfolio rebalancing, crypto lending strategies, and reporting.
• MPCX's ICO promotion and research platform will offer the two levels of access to ICOs with full industry coverage.
• MPCX's crypto lending platform which includes borrower scoring and will match loans with lenders' potential.
  

During the first stage of the final ecosystem to be developed, several unique Digital Wealth Management (DWM) tokens are offered that were created internally for innovative investors. By creating three cryptographic investment indices, they will provide investors with a solution to increase the diversification, efficiency, and returns of their portfolio. The three indices presented are:

CLT: It is the index that includes the ten leading cryptocurrencies (by market capitalization).
M20T: The second range of the products is made up of the following 20 in market capitalization.
SBCI: Smart Beta factor Crypto Index is the most special; it runs on an AI algorithm.
Smart contract drove roboadvisory AI computer protocol (DSIM)

Without any bit of doubt, a whole menu within the trading platform. The digitization, automation, and management of governance are beginning to happen. Governance is the killer app of Ethereum; in this line, we can observe events that consolidate these forecasts. Digitization and adaptability of ecosystems for traceability, systems resistant to censorship with gateways for electronic commerce, voting on boards of directors endorsed by the security of the chain of blocks and multiple applications.

The innovation in automation and governance presented by MPCX Platform focuses on specific intelligent orders. Automated orders based on the parameters assigned by the creator of the order (mandate). This type of smart mandates (orders) for digital investments is called DSIM. The DSIM orders refer to the “Digital Smart Investment Mandate”.

Combining DSIM orders and the MPCX Platform indexed products open the door to another level of investment. The execution of purchase and sale with cryptographic indices will be done through smart contracts as follows:

• Smart contract receives subscription order
• A client verification
• NAV computed
• Smart contract execution according to code Order settlement

The keys of the DSIM system

The protocol processes all customer information and creates an appropriate digital investment strategy in the context of the customer's overall digital financial plan. Therefore, once the historical data has been collected, it implements this plan calculated according to the code offered by the wallet based on investment risk tolerance and other relevant factors.

Factors include risk tolerance, investment objectives, horizon, liquidity needs, and the user's general cryptographic wealth creation objectives. DSIM will facilitate automated tracking of a target during periods of market disruptions and panic. In this way, errors that are caused by fear or uncontrolled euphoria are avoided.

This system has been designed to prevent emotions and automatic responses that can lead to less prudent actions. This offers to automate the desired objective, and if desired, the users combine it with the indexed products of the platform, seeking the highest profitability in the management of their digital portfolio.

Road to improved profitability with the MPCX platform and XDMC token

At MPCX, they have opted for a philosophy of diversification and transparency. Both are key to the functioning of prolific and successful management. We appreciate in the technical documentation of the MPCX Platform that they assign fundamental importance to both. For diversification, a range of indexed products has been designed, and for transparency, it has been chosen to operate on the blockchain network; making the most of the possibilities of new technologies together with the experience obtained in the design, processing, and sale of indexed products.

The combination of both sides results in a hybrid market that combines the strengths of blockchain technology and traditional markets. This step should ensure the long-term growth of the platform and user base interested in successful medium and high profile investments.

The XDMC token is a utility token developed under the ERC20 standard on the Ethereum network. At the moment, creation of the token has already been accomplished. The maximum total emission is 999,950,416 XDMC. This will be the gas that moves the blockchain-based financial services platform engine to manage cryptographic digital heritage.

For more information and a glimpse of the details of the project, we recommend visiting the website and official links to social networks.

Official links to the MPCX platform

Web - Mpcx.co
Github - Github.com/MPCXPlatformLTD
Telegram - T.me/MPCXPlatfromCommunity 
Twitter - Twitter.com/MPCXPlatform
Medium - Medium.com/@mpcxplatform
Youtube - Youtube.com/channel/UCJrgPLexmtA4hA6ux5GTpQQ

What is Webhits.io? 

Webhits.io is an interest-based p2p web and social media service exchange platform. The platform’s mission is to provide tangible results, increase advertiser Return on Investment (ROI), and significantly lower the costs for website and social media engagement services globally. A distinctive functionality trait of the platform is the innovative Social Mining feature that will fundamentally transform the relationship between advertising and cryptocurrency.

What is the WEB token and what is used for?

Webcoin (WEB) is a utility ERC20 token based on the Ethereum blockchain. The WEB token serves as a unified currency for buying and selling services within the Webhits.io platform.

How an advertiser can increase ROI results?

Unlike any other existing and relatively overpriced social media platforms, Webhits.io offers 10 times cheaper advertising services. Much like Facebook, Twitter, Medium and Pinterest the Webhits.io is also interest-based. This allows sole proprietors, businesses and global brands to more effectively advertise their offers to highly targeted countries of interest. Connecting with and capitalizing on interest-based audience will result in an increased ROI for advertisers.

What is social mining?

Unlike Bitcoin, Webcoin social mining requires almost no GPU and CPU. Webhits.io suggests much simpler ways to earn Webcoins within the platform. Social miners are individuals who offer social media exposure for a fee. A miner’s duty is to provide a certain amount of exposure in the form of likes, shares and follows for a company. The miner would be motivated to deliver the service because a rewarding portion of Webcoin revenue will amount to his service fee.

How does it all work?

1. The advertiser buys 1 Webcoin from a cryptocurrency exchange or the Webhits.io platform.
2. The advertiser spends 1 Webcoin within the Webhits.io platform and sends an order for a predefined amount of social media exposure (e.g. 200 social shares, likes).
3. The Webhits.io platform receives 1 Webcoin and sends an order to miners for a pre-negotiated amount of social media exposure.
4. The miner delivers the service successfully.
5. The Webhits.io platform confirms the completion of the task, and pays the L amount of 1 Webcoin to the miner. The Webhits.io platform retains the remaining of 1-L portion of 1 Webcoin. By retaining a small proportion of Webcoin on every operational cycle, the remaining public supply of the coin will slowly decrease over time, leaving the team with disposable Webcoin assets at hand we would like to refer to as temporary operational “inventory”. The goal here is to create scarcity on the cryptocurrency exchanges which will increase the demand for Webcoin and ultimately its market price. The Webhits.io platform will generate income by offering this Webcoin “inventory” to advertisers, or by directly selling it on exchanges, thus maintaining the long-run public supply of Webcoin sustainable.

WEB token official website: https://webcoin.today 
Platform website: https://webhits.io 
Telegram announcements: https://web.telegram.org/#/im?p=@webcoin 
Telegram chat group: https://web.telegram.org/#/im?p=s1209621292_4069937073516730665 
Facebook: https://www.facebook.com/webcoinico/
Twitter: https://twitter.com/webcointoday

If you have been following this project, you will know that the team has not deviated from its road map. Its ICO ended May 31st, 2019 and its IEO is started on the 22nd of June 2019.  Its investors are delighted with this development and the tenacity of the Dexage team. The question you might have now is; What is an IEO? And how do I participate in the Dexage project?

Here are 4 parts for easy understanding and quick assimilation.

What is an IEO?

An IEO is a way through which cryptocurrency startups raise money to execute their project. The acronym IEO stands for Initial Exchange Offering. It is an advancement in ICO (Initial Coin Offering) because it is conducted on an exchange rather than the startup’s website.

ICOs are unregulated and thus dubious projects were able to raise money through this means from unsuspecting investors.  In 2017 and early 2018, billions of dollars were generated through ICOs, however, nearly 80 percent of these ICOs were identified as a scam.

IEOs are safer, legitimate and more reputable form of ICOs; Because they are conducted on Exchanges, these Exchanges want to maintain their trust and reputation thus they strictly vet these startups before listing their token for IEO.

Another advantage of IEOs is that the tokens sold are received immediately and these tokens become available for trading on the exchange that conducted the IEO.

One of the first IEOs was carried out on BinanceLauchpad; $7.2 million was raised in the sales of BitTorrent token in less than 15 minutes. In Fetch.AI’s IEO the hard cap of $6 million was reached in 22 seconds.

It is safe to say that tokens issues through IEOs are tokens from a legit project.

Who does the IEO benefit?

An IEO is of benefit to the investor, the startup and the Exchange. When an investor invests in a startup through an IEO, he can rest assured that the project has been vetted by Exchange before it's listed thus the risk of investing in fraudulent Project is eliminated.

The Startup saves money and time in heavy unprofitable marketing, in looking for an exchange to list its token for trading after crowd sale, and in competing with fraudulent Startups in the free ICO market. They only need to concentrate more on developing their project.

The Exchange gains the satisfaction that they are listing a token they have vetted to be legit; they also earn in listing fee and fees from trading of the token on its platform. 

Why did Dexage go into IEO?

Dexage is a decentralized exchange with a multi-tier trading ecosystem. It features include

• Decentralized Crypto Exchange
• Centralized Exchange
• P2P Fiat -Crypto Trading
• DXG Staking
• P2P Lending
• Mobile Chat Dapp for Socio-economic Transaction
• DXG Decentralized Automated Organization
• Intelligent One-Click Diversification for Crypto Asset Manager

The legitimacy of Dexage has been proven by 2 reputable exchanges that have vetted and approve the Dexage IEO on their platform.

Where and When will the Dexage IEO be carried out?  

The Dexage IEO will be carried out on two exchanges

• Bitforex
• Exmarkets

Bitforex is an exchange that is registered in the Republic of Seychelles, it has bases in Singapore, Japan, Hong Kong, etc. Its 24 hours trading volume is about 1.2 billion USD. Most IEO that run on this platform gets sold out.

Dexage IEO on BitForex is slated to run from the 1st of July to the 5th of July 2019.

Exmarkets is an exchange that is a subsidiary of Chain Framework ltd. Dexage IEO on Exmarkets will run from the 22nd of June to the 8th of July 2019.

We're proud to announce that we will have one more member to the ExMarkets Launchpad!

Decentralized and user-oriented crypto marketplace DEXAGE confirms IEO for the 22nd of June! #ieo #crypto #blockchain #dex

More info in the official press release: https://t.co/xT4aZF4gVm pic.twitter.com/d7Dej3XzFf

— ExMarkets (@ex_markets) June 14, 2019

Trading of the DXG tokens both platforms start on the 22nd of July 2019. Note that once a coin is sold out on a platform, the IEO will automatically end on that platform.

CONCLUSION

Dexage if a platform that will revolutionize Trading. It’s a project trader are looking up to as it gives traders complete control of their funds eliminating middle man fraud or Hackers invasion.

The approval of the project by BitForex and Exmarkets further proves that its solid.

Investors who are yet to invest in the project still have an opportunity. Head over to Bitforex and Exmarkets create an account and buy during the IEO. The IEO price is $0.0008 per DXG token.

We live in an era in which electricity consumption is involved in problematic situations. The token presented in Thunderboltcoin.io challenges one of humanity’s greatest problems, sustainable life for the planet. At present, energy generation from renewable sources and recycling are scarce.

Over the last few decades and increasingly, we have witnessed multiple initiatives that seek to solve the environmental problem. Sometimes through clean energy investment mechanisms, sometimes through traditional cleaning and collection initiatives (mostly local volunteerism).

Also, on the web, we find campaigns and platforms that promote a stay on the planet more sustainable. Recover the indispensable forest areas and a long list of tasks remains to be done. ThunderBolt presents another of the pillars for improving our practices and promoting a more sustainable existence. Access to efficient, innovative and cutting-edge technology without barriers to adoption - that’s the key to ThunderBolt and the TBC token.

Easy access to state-of-the-art technology with ThunderBoltCoin

The most innovative technology is not always applied to the domestic environment, sometimes it is reserved for large corporations and/or large-scale private projects. This is not the case with the ThunderBolt project, which offers innovative technology from the highly efficient power generator with Pelton RX-18 turbine; designed by the expert Antonio Romero. A milestone in A. Romero’s field of study that has proposed innovative waste management and energy efficiency, model.

Another of the projects headed by the engineer and expert Julio Isgleas, which he has been developing for several years, with an optimal result, is based on a high-frequency resonator, which transforms frequency into motion. This induces on special coils, which convert high frequencies into energy, to charge the batteries, allowing it to be implemented in any device that consumes them, whether direct or alternating current. The system is prepared to save between 60-70% of the energy cost of an electric motor. The resonator will be induced by a solar plate, as energy consumption is very low.

The most viable solution could be to obtain an economic, efficient and sustainable source of energy to which we all have access. However, the obstacles and difficulties are evident due to the linear economy, production, and recycling model. The technology presented in the project linked to the TBC token proposes a synergy between them. Encouraging the tendency to use recycled materials from waste and reuse of raw materials.

The Ethereum network chosen as the native ecosystem of the TBC token

Today, we are not surprised that innovation, research and clean technology projects adopt the blockchain. The trend towards the adoption of blockchain as the basis for the monetization of businesses and initiatives continues. An innovative and daring project like ThunderBolt deserves a contrasted blockchain. Research and development (R&D) are eternally linked to the technological field and the fusion of both gives rise to the project.

In the universe of the blockchain, we find two walls that are still pending to be demolished; complicated walls, such as adoption and ease of use for unversed users. In this respect, the sector improves through the simplicity provided by Ethereum and the programming of intelligent contracts with Solidity. The latter, the programming language, and configuration of intelligent contracts in the Ethereum network facilitate the creation of the ThunderBolt Coin token and compatibility with multiple decentralized ecosystems.

Ethereum is the most adopted, secure and proven smart contract blockchain network to date. An unquestionable choice to offer the highest possible token operating capacity. This and other details may favor decentralized adoption of innovative and sustainable technology.

Details on the launch and distribution of the TBC token

The TBC token is issued under the conditions listed below. A maximum of 6,000,000,000 TBCs have been created. The price of the token we recommend to consult the official website www.Thunderboltcoin.io because it depends on the phase of acquisition. The distribution of tokens created in the Ethereum network is based on the following proportions:

• 50% total combined quantity of tokens intended for the pre-sale and initial sale.
• 20% are allocated for project founders, management and operations.
• 15% is the proportion allocated to research and development (R&D).
• 10% is the amount allocated to marketing and promotion.
• 5% reservation of the ThunderBolt project.

The range of products that drive the TBC token towards global sustainability

On the website www.Thunderboltcoin.io, you can get information regarding the complete range presented among which you find a machine called Taurus 10,000. Capable of disposing of up to ten tons of waste per day. It is presented as the first part of the list. There is no doubt that the accumulation of waste both on land and at sea is a global problem. Including an entire market that hosts the monetization of “landfill countries” whose environmental situation begins to be critical. Taurus 10,000 could be the solution for waste management in distant situations to be sustainable.  

The prototype of the Taurus 10,000 system has been verified, approved and the results of its production have been documented both by video and by an expert report created by an official laboratory in the Czech Republic. The results were so positive that we can start with the production of series. There are already several orders for the Taurus 10,000 machines and to be able to establish the production plant we start now with the pre-sale of the TBC in order to generate the necessary funds for the construction of the plant.  

The second product launched by the project listed in the listing found on the website is an electric motorcycle. The OPTYMUS, ThunderBolt motorcycle is presented as a 100% electric vehicle that incorporates an RX-18 engine; the motorcycle’s range is between 150 and 200 kilometers, with a single charge. The global adoption of electric vehicles are proceeding slowly; most manufacturers are opting for hybrid vehicles. ThunderBolt presents fully electric motorcycles that can be exchanged for the TBC token, so the use and adoption cases seem to have been thought up in detail.

State-of-the-art technology at home with ThunderBolt

A change of trend experienced by the sector is taking blockchain technology to more and more everyday areas. Crypto coins or tokens are generally associated with financial speculation. A trend that changes with great speed. During the bearish market experienced in 2018, much of the crypto coins or tokens with dubious utility were screened. This cleaned up a market full of new projects and generated a level jump.  

With proposals like TBC, projects of dubious innovation have every day more complicated to enter the competition in favor of projects elaborated and supported in true utility. In terms of sustainability, much is expected of large companies and production chains. At the same time, global energy demand can become an early problem. The innovative Green Pegasus electric boiler, capable of optimizing energy costs in homes can also be purchased with TBC tokens. These and other products will form part of the created ecosystem, generating use cases and utilities for the ThunderBoltCoin token.

Link web - https://www.thunderboltcoin.io   
Telegram - https://t.me/thunderboltcoin
Facebook - https://www.facebook.com/thunderbolt.coin.5
Twitter - https://twitter.com/coin_thunder
Instagram - https://www.instagram.com/thunderboltcoin7/
Mewe - https://mewe.com/i/thunderboltcoin

The Geco.one platform continues to push forward at full speed. After a successful sold out private sale, Geco.one is delighted to announce the launch of two initial exchange offerings (IEOs), giving investors another chance to get their hands on highly sought-after GEC tokens. The fintech sector is continuing to embrace blockchain technology, resulting in an unlimited flow of new arrivals from all industries. This has dramatically accelerated global adoption of blockchain technology by attracting capital, attention, and an ever-growing user base to the sector. The potential user base for new releases is growing; as a result, the technology is improving significantly – with the most intuitive & user-friendly platforms coming to the forefront. However, it is not the only the technology itself that is improving rapidly – IEOs have also revolutionized the way token sales are conducted in the space.  

Many investors have been burned in the past by scam ICOs running off with funds, leaving them with no way of obtaining value for their tokens. Now though, exchange-based token sales (IEOs) tend to come with an immediate listing on the host exchange at the end of the IEO period. Also, there is an expectation that reputable exchanges have done due diligence on the projects they conduct IEOs with. IEOs have also proven to increase traffic and volume on cryptocurrency exchanges as well as streamlining the token sale experience for projects. A real win-win scenario. Coming right off the back of a sold-out private sale, Geco.one’s IEOs are expected to attract plenty of worldwide interest.    

Competitor Analysis

The Geco.one team took its time to analyze the market and competitors, in order to provide a unique offering to its customers. Their result of that research is a platform that combines the two best business solutions currently available in the crypto market and one brand new solution migrated from FOREX - PAMM accounts.  

The first element is inspired by Bitmex’s excellently delivered & executed offering of derivatives to the crypto market. The potential of the cryptocurrency derivatives market is huge, and as an industry, we have yet to even scratch the surface of what is possible. Bitmex alone turns over a hefty 5 Billion Dollars’ worth of derivatives every 24 hours. Let's take a look at the placement of the Geco.one platform in the market.    

A second hugely important aspect of Geco.one’s fusion of tested solutions is our token burning economy that sets a new trend in cryptocurrency (like Binance token burning economy). Every time the GEC token is used inside the platform, it will be permanently destroyed, lowering the number of Gecoins daily. This approach is intended to stimulate a steady growth in value for the GEC token. (BNB gained 37,000% in value in just over two years).

It's worth mentioning that Geco.one did not set a limit to the number of tokens that it plans to destroy, meaning that at some point 1 GEC could be worth a small fortune surpassing top cryptocurrencies over the coming years if demand increases at the same rate as supply reduces. A third is the PAMM accounts system. Already tried and tested in the FOREX market, Geco.one’s introduction of PAMM into the cryptocurrency ecosystem is sure to attract a whole new stream of investors and traders to the platform.

Geco.one’s next-generation options menu has been refined to offer futures trading, leverage, and both long/short positions from a single platform; offering control, simplicity, and variety to the user. Users will also be able to manage standard Limit orders.

Geco.one will run IEO’s on LATOKEN and COINEAL simultaneously

In years to come, 2019 may well be remembered as ‘the year of the IEO’. After several successful IEOs run by other projects on a wide array of platforms, Geco.one is delighted to present its IEO in LATOKEN and COINEAL simultaneously.

Geco.one: Designed for professional traders as well as for amateur and professional investors. 

Merchant users (Trader): ‘Traders’ are account holders who operate transparently on the platform. Their trades are monitored and statistics are collected that reveal their trading success, as well as other important performance details.

Investor user: Investor users represent the other pillar of our user base. They are users who wish to invest in cryptocurrencies or tokens but lack the experience or time to study the markets and decide on trades. Users with an investor account will be able to access Trader statistics and trade together. This feature of the platform has been called PAMM.

The GEC (ERC-20) token, as a utility token, will be used within the platform and the internal ecosystem. It can also be used as a method of payment between individuals.

Gecoin (GEC) IEO Details and Tokenomics

A total supply of 200,000,000 tokens will be created, including the amount allocated to the Token Sales. The maximum amount of GEC token in circulation is set to 50,000,000 GEC at any given time. The tokens are naturally deflationary as they will be burned when used on the platform – constantly reducing the available supply.

The GEC token will be available to purchase during the above mentioned IEOs. Participants in the sales will be able to buy GEC using Bitcoin (BTC) or Ethereum (ETH).

The leading utility of GEC token is inside the platform ecosystem. One of its features is a credit function that allows PAMM Managers to utilize additional functions inside the platform, data integration, leverage and pay transaction fees.

How to buy GEC token through the COINEAL IEO

GEC will be purchasable on COINEAL during the IEO with Bitcoin only. A full list of the terms and conditions will be published on Coineal.com.  

The first phase of the COINEAL IEO begins on July 1 and will last just 24 hours. Three million GEC tokens have been allocated to this phase, and the configured spot price will be 5000 Satoshi (0.00005 BTC).  

The second phase of IEO on COINEAL consists of the same quantity of tokens. However, the purchase price and the time frame will be different. The acquisition time frame in Phase 2 will be 48 hours uninterrupted, and the spot price will increase by 500 Satoshi (reaching 0.000055 BTC per GEC). The participation period for Phase 2 is from July 5th to July 7th.  

Phase 3 of the IEO will begin on day seven overlapping with Phase 2, ending on July 14. For the third phase, the value per token will increase again by 500 Satoshi, reaching a value of 0.00006 BTC/token. As an incentive for participants, all three steps will be subject to a +3% commission promotion. This means that for referring other participants, you will receive 3% of their purchases.  

Join the Gecoin IEO @ Coineal

How to buy GEC token through the LATOKEN IEO

Those wishing to buy GEC with Ethereum (ETH) can acquire them through LATOKEN. In this case, the unit of account for the spot price is not Bitcoin, but the dollar. However, the corresponding calculation will be made for purchasers with Ethereum. The LATOKEN IEO will run slightly differently to that of COINEAL in order to add more agility to the project at the time of going to market. LATOKEN provides a wide variety of trading pairs with ETH, and GEC will be one of them. The key factors are detailed below. The LATOKEN IEO will run from 1 to 14 July, simultaneously with the COINEAL IEO. The price is set at 0.55 USD at the time of writing; a maximum fundraising cap of $3,000,000 will apply. This maximum fundraising cap comes with a high percentage already acquired - around 1.25 million dollars.  

Join the Gecoin IEO @ LAToken     

For a closer look at all the details of the project, we recommend reviewing the Whitepaper. You can find the official Geco.one website and project activity on social networks through the following official links.      

Official Web Links:  

Web – Geco.one 
Whitepaper– https://geco.one/static/files/whitepaper.pdf
Medium official – https://medium.com/@geco.one 
Telegram – https://t.me/joinchat/J1ay7UjdQZcuAXyr2OpWnQ 
Youtube – https://youtu.be/bKjia8R_o9g
Twitter – https://twitter.com/GecoOne 
Direct Mail: support@geco.one       

Ecom e-wallet as the central core

When we talk about the mobile wallet of Ecom, we do not talk about a simple wallet. We are talking about the center of an ecosystem. We are talking about the first stop for a whole family of services focused on the user.

The Ecom wallet is the primary tool for managing the EcomToken token (ECK), as well as the leading cryptocurrencies. With this wallet, you can make online payments, transfers between users, and advance a little more in the evolution towards the "cashless" society that is approaching. Always focused on innovation, safety, and satisfaction of user needs. They are even developing the payment by NFC.

What are the main features of the wallet?  

• Apart from the basic functionalities that we can expect from a wallet today, we have new and powerful features.
• Send and receive the ECK token and the leading cryptocurrencies (Bitcoin, Ethereum, USDT, BNB, LTC, etc ...).
• Make payments with an Internet connection or NFC.
• Added security layer to prevent hacking and theft of coins stored in the mobile wallet.
• Receive daily interest for the coins deposited in our wallet. Before the banks paid you for having money in the account, that's how it always has been, and that's the way it should be; What Ecom proposes is to return to that point where the user receives his fair compensation for being part of a system in which they all win. Interest will be charged in the form of an ECK token.
• INTERCONNECTION WITH THE FOLLOWING ITEMS IN DEVELOPMENT: this is the most critical part, which we will detail below.

As we said, the wallet is the central node of the ecosystem that Ecom is building. All the features that we have already mentioned are joined by the large future projects that will be interconnected with the wallet.

On the one hand, this wallet will be linked to a bank card, which can be used for payments and as an offline coin store. For its development, it is working with several banks already established in the market.

On the other hand, we have a large innovative project that we will talk about later: the fitness band connected as its ledger and connected to the wallet.

What is the EcomGym Ledger?    

Outside the world of cryptocurrencies there have been two great revolutions, on the one hand, drones, and on the other hand the so-called "wearables," electronic devices to be carried. Well, Ecom proposes to unite the concept of "wearable" and the idea of cryptocurrencies.

We join those "fitband" bracelets that most of us already use with the unstoppable evolution of cryptocurrencies, and we obtain the EcomGym Leder. This bracelet is an improved "fitband" that includes a ledger inside. For those who do not know, a ledger is a hardware device that allows safe and impossible to steal all kinds of cryptocurrencies (the best-known wallet hardware on the market are Ledger and Trezor).

What can we do with the EcomGym Ledger?

First, we have the most basic application of a ledger, which is cryptocurrency storage with the advantage that it is a safe device and practically impossible to steal. Also, the bracelet will be interconnected with the wallet to make movements with the funds of the bracelet. We will have a payment device integrated into our wrist, and we will only have to configure it to pay with a single gesture.

We will also have the primary applications of a "fitband" such as the measurement of heart rate, calories burned, distance walked, and steps are taken (pedometer), all connected by Bluetooth to our mobile. These measurements are essential because depending on the token we select, these measurements will be the ones that help us to mine the tokens that we will then use for payments and transfers.

But this is not the only thing; the bracelet will be able to work with all the applications of GYM Base and GYM rewards. We are talking about introducing a new concept of mining, while underlying digital currencies such as bitcoin work with a test of work (PoW), the bracelet will work with the original idea of the exercise test (PoE). In this way, we will be mining various types of coins when we exercise or interconnect with applications that will give us rewards when we perform specific exercises or challenges that the application proposes.

For example, we can exercise and work hard to accumulate tokens on our bracelet, to finally use them to pay for a concert, and also pay for it with the bracelet itself without the need to print any ticket or anything. Incredible.

And precisely linked to what we talk about music comes another of the characteristics that will offer us in the sum of wallet + band: the "Ecom Records."

Ecom Records are a new way of spreading music and promoting new artists. Through the EcomTokens of our wallet (or our bracelet linked to our wallet), we will be able to access the streaming of music content on our devices. Once again, the innovation of the blockchain technology helping to empower the creators, eliminating intermediaries and resellers.

Conclusion

Given all the novelties that await us in the ecosystem Ecom, it seems a good idea to follow carefully the evolution of this complex project, which offers us real and tangible solutions to improve our lives and place ourselves at the forefront of innovation in health and means of payment.

Official Web Links:
EcomToken Web - https://ecomtoken.com/
Telegram - https://t.me/globalecomtoken
Twitter - https://twitter.com/TokenEcom
Facebook - https://www.facebook.com/global.ecomtoken

The United Arab Emirates keeps embracing and regulating blockchain & crypto assets into its financial system. ADGM was first in the Middle East and Africa region to establish and launch a fully operational and regulated crypto-asset framework and regime in June 2018. The ADGM business friendly and well-regulated ecosystem continues to attract more and global digital assets investors, blockchain technology companies and other related financial institutions to the UAE.

With digital assets becoming popular alternative investments, compliance is increasingly significant for investors and customers. “The IPA is an important milestone. Subject to regulatory approvals by the FSRA, Matrix Exchange aims to be a recognized regulated crypto asset exchange in the Middle East. It gives us the legitimacy to provide compliant, secure and reliable digital asset transactions for users when we are fully operational.” Matrix Exchange Chairman James Wo said.

With a particular focus on the UAE market, Matrix Exchange is also dedicated to establishing a world-class regulated exchange for international investors.

Matrix Exchange is sponsored by Digital Finance Group (DFG), which operates investments in both primary and secondary markets. DFG’s blockchain private equity fund has invested in excellent companies including Circle, LedgerX and more. DFG also provides support for ETC & ETH infrastructure projects, manages AToken (light wallet), BIKA (cryptocurrency market & info platform) and more.

Libra makes money to explore all over the world, no matter, where the person is, and to whom he is sending.

It simply makes transactions comfortable, quick and easy to access.

Libra, a new global cryptocurrency is built on opensource blockchain which has high storage capacity and makes transactions highly secure, and works for safeguarding funds and financial data.

Libra is designed as stable digital cryptocurrency which is redeemable in currency, commodities, or fiat money. It will also let users, transfer money between Facebook and Whatsapp platforms.

There are many payment platforms such as Stripe and Paypal, who are already the members of Libra association. But, Libra will function at a faster pace in a safety mode. As it performs transactions on blockchain, no other stablecoin can compete with Libra.

When we talk about Libra’s programming language. Its Move a new programming language for Libra blockchain.

Move is written in Rust language as it is a only language which focuses on safety while maintaining high performance.

The Libra ecosystem comprises of three different type of entities. They are Clients, Validators and Developers.

Libra’s first transactions are guided by Libra CLI client. Its a software which has a potential to interact with Libra Blockchain.Validator Nodes will decide which transactions should run on Libra blockchain and stores all the transactions in its memory.In the terms of Libra ecosystem, Developers are, all the people who work for Libra right from its birth.

To get detailed information on Libra, please check the following infographic developed by Karthik at Mrbtc.org. Also, please let us know your thoughts on it.

Source: Mrbtc

Featured Image via theblockcrypto

Most leading software development companies have started to invest in these startups. Most companies are starting to take more interest in Fintech, not only through the creative and unique approach but also to increase market share.

What is Fintech?

Source: Pixabay.com

Fintech is a modern financial business practice with the technological innovations that aim to disrupt the financial services in order to make sending and receiving money easier. It provides a more effective way of delivering various forms of financial services to the market place in comparison to the traditional way of delivering. Several financial management software companies have changed the traditional business models, and the way companies have done business so far.

In the Fintech domain, there are a number of techniques and advancements that will become more evident in the future and promote innovation in various business verticals.

• NASSCOM predicts that India's fin-tech software market alone could touch US$ 2.4 billion by 2020, doubling the current rate of growth. (View)

Important Factors of Fintech Technology

With the evolution of time and transformation of traditional business models and made it necessary for businesses to invest in Fintech software. Here are key factors that  Impacting on startup Businesses

Blockchain Fintech Strategy

Source: Pixabay.com

Blockchain is becoming increasingly important not only as a financial ledger but also as identity management and contract execution tool. These financial services are considered to improve all the financial services across different sectors. Blockchain app development services create more opportunities in the field of fund transfer, Digital Identity Management by recording sensitive financial data safely and securely using security features.

Enhance AI Supports

Fintech development companies will add AI, machine learning, and predictive analytics to their tech stacks. To understand customer behavior, choices, and preferences, and deliver with an aim to provide a better customer experience along with automating a significant amount of work at their end.

For IT solutions customized for your industry check Emerald City Solutions.

Personal Finance 

Fintech firms provide tailored economic data and services to people, i.e., how to save, handle, and invest one's finances depending on one's particular requirements. Some examples of Fintech businesses are PolicyBazaar, FundsIndia.com, BankBazaar, Scripbox, and many more. 

Digital-Only Banks will Gain Momentum

With enhancing mobile banking and other economic solutions, traditional banking needs will be reduced in the future. This will increase online banking, i.e., banks that do not have brick-and-mortar stores but provide customers with virtual and rapid access to all banking resources and services.

Cryptocurrency

Source: Pixabay.com

Cryptocurrency is an electronic process for identifying trades for different customers to perform cryptocurrency trading on the worldwide digital currency market. Cryptocurrency Development Software provides well-designed software to evaluate trending information on the cryptocurrency market. However, bitcoin exchanges startups that present Bitcoin, Ethereum, Litecoin, and many more.

Automated Cash Management Software

Automated Cash Management software includes smart safes that automatically count, verify, and record all banking transactions and provide online reporting transactions. These services guarantee fully automating cash handling and maintenance requests and dispense notes and coins for operational use.

Needs for Fintech App Development

• Easy Payment Process
• Evaluating Risk Effectively
• Faster Investments
• Minimum Cost
• Build Customer Relationship
• Top-Notch Security

Significant Benefits of Fintech Technology

• Promote Branchless Banking
• Real-time transaction and credit monitoring
• Credit scoring 
• Fast Approval
• Customer Acquisition and retention

Wrapping Up

Technological advancement has transformed business operations across all the major sectors, be it retail, banking, or finance. The digital and technological revolution has transformed business activities across all industries, and there is no exception to the economic and banking sector. These opportunities help us to deliver innovative services to ensure secure and transparent growth. Unlike tech startups that provide a service that most individuals expect to obtain free of charge, Fintech industry startups are in a distinctive situation to have relatively bright economic futures. The most successful Fintech startups are probably the ones that offer something a little distinct from what their rivals are doing.

Featured image via Shutterstock

So, without further ado, here are some five FinTech trends that will play a major role in transforming the future of the financial sector as we know it.

Blockchain Technology

Source: Openaccessgovernment.org

Blockchain has outgrown its use as a technology merely for cryptocurrencies and is now looking to modernize the entire financial sector. Commercial applications are already out there, redefining the traditional relationships between customers, vendors, and suppliers; as well as whole business models, supply chains, and market structures.

Consequently, as more and more people place their trust in these financial transactions, banks will have to adapt and somehow integrate this technology into their system just to stay relevant; new regulations and laws will surely follow suit.

Additionally, this technology is not only good for lowering infrastructure costs — especially so for small businesses — but for also holding a solid security infrastructure in place. This will help shield businesses from the increasing number of cyber-attacks that are plaguing the financial sector at the moment. 

Payment Processing

Enabling smartphones to read credit cards was a major breakthrough in payment processing, but that’s just the tip of the iceberg. Top startups are already shifting their focus on developing a better and more streamlined digital experience for users. Consequently, payment processing will no longer be seen as a mere commodity but as a necessity by brands and customers alike.

We can already see the migration from more traditional banking institutions to apps and small devices. As a result, banks will have to turn to some innovative API solutions, real-time payments, and microservices to stay in business. Luckily, FinTech developers have made it easy for software engineers with their pre-set software libraries, tested services, and frameworks for developing new systems for monitoring, automation, and security. In turn, this will help reduce invoicing processing, lower the risk of fraud, and create a more agile financial ecosystem in the process.

Investment Platforms

Source: Yourmoney.com

Innovations in FinTech have already led to the rise of many new investment platforms. For instance, the Ever Forex trading platform allows users to track various global markets — such as forex, commodities, crypto, and more — from a single account, making it easier for users to engage in trade.

Now, as technology progresses, we may even see additional options getting integrated within these platforms; including managing your individual savings account, your DIY pension, shares, etc., all under a single roof. Consequently, what the Internet and eCommerce did to retail, investment platforms and FinTech will do to the financial sector.

Just imagine a life without financial administration and tax statements; everything will be fully automated. Moreover, thanks to mobile technology, we are now able to view our accounts while on the go by the use of smart apps and gadgets.

Seeing how these two technologies continue to evolve together will surely be an exciting prospect for the future.

Biometric Authentication

Today, PIN authentication is the staple of credit card security. Yet, if you ever dealt with credit cards before, you probably know just how flawed this system really is; especially so if you keep your PIN on a piece of paper right next to your credit card. That is why FinTech experts have been working on developing a new system to fully replace PIN codes for years now; in 2015 they predicted that by 2020 PIN codes will become obsolete. Seeing how a few corporate giants, such as MasterCard, have already announced that, in the very near future, they are going fully biometric, one can safely say that the experts were right on this one.

As more and more companies integrate biometric authentication into their security measures, fraud and relevant cybercrimes will become a thing of the past.

Ecommerce Expansion

Source: Lakeridgenewsonline.com

Online payments have never been simpler. Thanks to PayPal, Venmo, and Stripe anyone can become a merchant nowadays; all you need is a stable Internet connection, some stuff to sell, and you’re good to go. Some small businesses and individuals are even selling stuff out of their garages to larger corporations such as Etsy, Shutterstock, and Amazon.

Also, according to Paysafe, by 2020 the acceptance of mobile wallets will rise from 29% to 62%. This trend will allow everyone to pay from pretty much anywhere. Meaning, eCommerce entrepreneurs will be able to sell their goods directly to their consumers (peer to peer), without any greedy intermediaries taking a slice of that pie.

With new FinTech startups being founded each day, it will be interesting to see how the situation develops further as we move closer and closer to a totally cashless society. Only time will tell.

Featured image via Imarticus.org

Plutus is an emerging DeFi card that allows users to earn 3% in crypto for every in-store or online purchase, and manage both fiat and crypto via an accompanying app. By shopping with Plutus, people earn its native token, PLU, as a reward. The PLU token can be redeemed for premium services, spent in-store by proxy with the Plutus Card, or staked to unlock additional cashback at some of the most popular online retailers such as Amazon, Sky, AliExpress, Nike, and many other household brands. In the next two quarters, Plutus will launch numerous services/features; highlights include BTC integration and Plutus’ very own non-custodial wallet extension for both the mobile and web app.

In contrast to centralized banking products, Plutus is one of the only non-custodial cards in the crypto market. Cardholders can also conveniently access a custom-built decentralized exchange, PlutusDEX, through the web and mobile apps. PlutusDEX is one of the only decentralized exchanges to offer crypto-fiat pairs, allowing users to convert assets without any third-party intermediaries.

Plutus is designed to put crypto into the hands of more people, letting them earn 3% back in crypto rewards for every day online and in-store purchases instead of buying through a centralized exchange. Users can create a UK account or a European IBAN as well as connect their cryptocurrency wallets to interact with both asset types from one interface.

The Plutus team brings together veterans with over 40 years of experience across finance, payments, and software development. Plutus is currently pursuing a banking license, potentially making the company the first non-custodial crypto bank in the industry. The team is also planning to launch various extension services across its web and mobile apps in the next two quarters.

About BitMax.io 

Launched in August 2018, BitMax.io is a leading digital asset trading platform with a broad range of financial products and services for both retail and institutional clients, with robust design ranging from innovative volatility products to margin trading, derivatives trading, staking products, and other investment solutions.

For more information and updates, please visit:

Website: https://bitmax.io
Twitter: https://twitter.com/BitMax_Official
Telegram: https://t.me/BitMaxioEnglishOfficial
Medium: https://medium.com/bitmax-io

About Plutus

Plutus is an emerging DeFi app and card that allows users to earn crypto rewards for their everyday purchases. It serves as a bridge between crypto and traditional finance by supporting both (crypto/fiat) asset types. A custom-built decentralized exchange, the PlutusDEX, allows for seamless swaps between crypto and fiat without any third-party intermediaries. The PLU token is the world's first decentralized loyalty token, offering 3% crypto rewards on every online and in-store purchase.

For more information and updates, please visit:

Website: https://plutus.it
Twitter: https://twitter.com/Plutus
Discord: https://discord.com/invite/JRzs7YQ
Medium: https://medium.com/plutus 

How Much Machine Learning Is Useful?

Machine Learning (ML) helps in identifying various patterns in big data sets. By detecting relations between events and sequences, ML algorithms extract the relevant information hidden in raw data acquired from different sources. These patterns are hard to identify with human expertise since there exists a certain level of complexity, and the amount of work is enormous. Artificially intelligent systems can learn from a set of examples and perform predictions based on learning, which helps FinTech businesses to recognize potential opportunities ahead of time. Artificial Intelligence also utilizes biometric authentication technology to make customer verification procedures safe, reliable, and fast for Fintechs.

Machine Learning Applications in the Banking Industry

With the power of machine learning, Fintech companies operating in the banking sector can achieve better interest rates from ventures. According to research by Venture Tech on categories in Artificial Intelligence, machine learning technologies and applications dominate the finance sector by a fair margin. The fact that the banking and finance industry incorporates massive volumes of user data makes the problem challenging. Machine learning presents both a viable and reliable means to process and analyze the information through real-time algorithms with better turnaround times.

Optimized Loan Management 

There were days when issuing a loan from the bank took long hours of verifications and lengthy procedures. With advances in the recent past, peer-to-peer lending over the internet made it possible for consumers to borrow loans over the internet much faster. But recently, interest rates have also gone sky-high for P2P lending that forces conventional banks and digital lenders to improve the market situation without adding any potential risks. 

Machine learning beats conventional ways and means of loan accommodation by better assessing the borrower’s ability to pay back funds. This is possible by analyzing the user’s portfolio through a series of verification checks which involve machine learning techniques. A few factors which these algorithms take into account are social profiles, rent payments, or utility bills. 

Conventional Loan Grants

Banks and financial institutions have been using antiquated methods to grant loans to borrowers. Banks review loan applications based on the following information: credit history, cash flow statements if you are an organization, previous bank statements, and proof of bank security. Based on these items, the bank allotted a particular credit score to the individual requesting the loan. The review process becomes tedious and time-taking when performed by a human workforce. 

How does Artificial Intelligence Help?

AI-based algorithms assess the complex patterns involved in financial records to assign a risk score based on each parameter. An accurate risk score is computed by aggregating and analyzing data of thousands of users, which is then used as ground truth for further computations. Machine learning algorithms embedded in banking systems review the lender’s information based on pre-defined parameters, generate a risk score based on the analysis and approve the lender’s request if the score is below the threshold and vice versa. 

Benefits and Takeaways 

Credit scoring for loan grants is automated and easy to perform with intelligent algorithms and come with a couple of advantages which are:

• More borrowers are attracted towards banks and lending platforms with better loan approvals
• The overall risk of a fake lender is significantly mitigated, and an accurate credit score is assigned

Identity Theft Protection

Fintechs face many cybersecurity threats due to a large number of monetary operations involved in their business activities. Whether it is an already established enterprise or an emerging startup, cybercrime is always imminent. The aftermath of a data breach can cause irreparable damage to the financial organization that may take years to recover. According to the Identity Force, almost 14.4 million users were subjected to identity theft fraud in 2019, and the number is increasing with each passing day. 

Machine Learning algorithms can detect suspicious transactions and track customer behavior to safeguard banking entities from money laundering and terror financing activities. By learning about specific risk factors and unusual behavior in transactions, machine learning solutions deter fraudulent activities through business platforms and financial organizations by taking into account the historical data of a client. 

How Are These Solutions Helpful?

ML comes with a set of advantages when it comes to preventing online identity fraud in the banking sector, which is below:

• Effective defense against identity theft 
• Detect and rate the risk level of larger transactions which is hard to achieve with manual checks
• Pointing out hidden relations in data sets to track fraud
• Reduced verification measures and automatic detection with real-time processing

Comply with Financing Rules and Regulations

When operating in the banking industry, financial entities and organizations have to follow stringent compliance practices. These obligations are purpose-built to guarantee transparency in transactions and verify customer identity. They not only tend the bank or Fintech business to perform Anti Money Laundering checks but also enforce them to establish a proper means of user identity verification. Fintechs use regulatory technology (RegTech) to meet compliance requirements chartered by global watchdogs like the European Union, FinCen, and FATF. Machine learning aids financial organizations like banks to monitor transactions and identify anomalies using automated systems. 

How ML Helps in Compliance?

• Banking entities can comply with regulatory requirements better since supervisory expectations using intelligent solutions are met in a good fashion.
• Manual tasks performed by humans can be replaced with accurate procedures which help in meeting compliance
• Non-compliance costs can be significantly reduced and avoided by saving business expenses.

To sum it all up, artificial intelligence and machine learning help banks, fintech, and the finance sector in optimizing loan approvals, better risk assessment to take down identity theft, and follow international rules and regulations for financial compliance.

CoinBene has obtained MSB financial license in the United States and MAS financial license in Singapore, with more than 100,000 daily users and daily transaction volume reaching USD 3 billion. In terms of ranking, CoinBene has become one of the first-tier exchanges.

According to relevant data, there are over 5 million registered users on CoinBene platform at present. The number of daily active users exceeds 100,000; The peak daily activity of the contract exceeds 15,000.  The daily transaction volume exceeds 3 billion USDT.  The peak value of contract transactions exceeded USDT 2 billion.

For the exchange, the larger the number of users, the more likely it is to have security problems. Under the background of frequent crash down and hacking in major exchanges, CoinBene has been running smoothly, and there has never been a safety accident.

Moreover, in order to better protect users' assets, CoinBene has successively introduced payment mechanism and contract insurance. There is any platform safety accident, crash down, etc. on CoinBene platform. The platform will compensate in full. After users purchase contract insurance, liquidation can get claims.

CoinBene with a double insurance mechanism is very reliable for users, especially inexperienced users.

CoinBene contract trading is growing rapidly after being launched. The number of daily active users of the contract has increased 202% year-on-year, and nearly 13,000 new users were registered in November. To address the security issues of the contract, CoinBene recently launched a number of measures, firstly, it launched the "guarantee to pay compensations" mechanism, and then on August 10, CoinBene launched the "contract insurance" function. The successive security initiatives are intended to give users multiple layers of protection for their positions, allowing all users to trade with peace of mind at CoinBene, regardless of the market's ups and downs.

Double compensations, no fear of fluctuations

The contract market fluctuates frequently. On March 12, BTC plummeted from $7,000 to $3,800, and that night, long position liquidation was more than $5 billion. According to the data, on March 16, the contract market liquidation totaled $480 million, long position liquidation $303 million, short position liquidation $177 million.

CoinBene has been focusing on product security research and development since 2017, with 5 stars in Anchain and Bitforest professional penetration test reports. In the "March 12" incident, CoinBene did not crash down at all, avoiding unnecessary losses for users.

Based on the confidence in its own technology and responsibility to users, CoinBene has launched guarantee to pay compensations for all platform incidents during the trading process.

In addition to protecting users' assets from the technical perspective of the platform, CoinBene has launched the "contract insurance" function in order to reduce the losses caused by users' liquidation.

CoinBene's contract insurance adopts the "double compensation" mechanism, and once liquidation occurs, it will be reviewed within 24 hours. After passing the review, the compensation will be paid on the next day.

The k line is unpredictable, no matter if people are masters or novices, there are always times when they can't see the market or judge the trend, after purchasing the contract insurance, no matter how unpredictable the market is, it can protect positions from losses.

CoinBene intends to enhance the security of contracts through "guarantee to pay compensations" and "contract insurance". No matter how the market fluctuates, users can open positions at any time in CoinBene without fear of fluctuations, security is guaranteed and liquidation is paid. 

Easy to operate, stable profit

CoinBene's contract insurance uses the "double compensation" mechanism, users only need to open a position at the same time to buy insurance, in case of market fluctuation liquidation, the platform will double the compensation. Users can get both the principal and the money purchased insurance, equivalent to capital preservation, to ensure that the steady income is not lost.

That is, if the insurance ratio purchased 100%, after the liquidation, a loss of $10. Then the user can get a $20 compensation, minus the $10 for buying insurance, the user gets back exactly $10 as principal.

CoinBene, established in 2017, has accumulated strong strength through three years of operation, and has set up a "10 million insurance fund" to ensure that all compensations are completed on time. The insurance fund exists independently of CoinBene and operates under the same logic as the traditional insurance industry, with the fund only used to pay out platform claims.

CoinBene has obtained MAS financial payment license in Singapore and MSB financial license in the U.S. Based on the global ecological layout, it has set up sub-stations in 9 countries around the world.

After CoinBene launched the contract, the data continued to grow - the average daily active trading users of the contract grew 200%, and the trading volume grew 47%. nearly 13,000 new registered users were added in November, and the contract trading volume exceeded 257.1 billion.

With the growth of users, user demand is gradually increasing. CoinBene has launched a number of contract support functions: a simple version of the contract for novice users, a one-click order follow-up for contract newcomers to increase their profits, and the recent security mechanism - guarantee to pay compensations mechanism and contract insurance ......

All features, mechanisms, are designed to enhance the user's trading experience, regardless of the ups and downs of the market, so that all users can trade with peace of mind in CoinBene, which is the original aspiration of CoinBene, which has been available for three years

When it comes to trade finance, however, fintech has quickly disrupted the entire sector. It allows banks, trading companies, and asset management firms to minimize the risk of fraud, avoid challenging regulatory pressures, and simplify the entire customer experience. To that end, here are some important technologies that enable this transformation to keep an eye on:

New IoT solutions

Internet of Things (IoT) solutions have been prominent in a number of industries for quite a while now, but they are slowly gaining traction in the world of trade finance as well, especially as businesses aim to improve their performances by utilizing quicker transfer of information. Companies around the globe are using connected solutions in an effort to track the movement of goods throughout the entire supply chain, promote more efficient communication, and collect reliable data that allows for improved decision-making.

And as the market continues to grow, we can expect the appearance and adoption of more sophisticated security solutions that will help to harvest enterprise data. Even commodity traders might begin exploring the possibility of implementing IoT solutions, as this will give them the opportunity to track updates of quality, inventory, shipments, and weather more efficiently.

Risk assessment options

Leading banks and asset management companies are now turning to risk assessment software that aims to identify non-compliance with legal requirements and prevent fraudulent activity. However, risk assessment also allows these organizations to increase their competitive edge and boost profitability, all while adhering to the necessary rules and requirements.

In most cases, this is achieved by crunching pieces of data from a number of different sources in order to get a better understanding of the repayment competencies and creditworthiness of borrowers, notice any warning signs early on, and predict the most likely outcomes. With the help of real-time data, any financial institution can accurately track their profits and losses in an effort to optimize their returns on investments.

Cross-border payment

The benefits of Trade finance solutions are well-known. From improving the cash flow and reducing payment risks to closing the working capital gap and accelerating business growth, this financing option is a great solution for any company needing to build and strengthen relationships with international and domestic suppliers. But a convenient line of credit might not always be enough.

For that reason, the best trade finance options will also incorporate the most attractive aspects of Fintech into their services. For instance, the most reputable companies offer cross-border payment platforms that make paying any invoice anytime and from anywhere an effortless process. As both the business and their suppliers can register on this secure online platform, adding funding, paying deposits, and submitting and tracking orders is now easier than ever.

Gateway solutions

As cross-border payments continue to rise in popularity, so will the need for more advanced gateway solutions. By coming at lower costs and offering reduced processing times, these technologies are currently allowing trade finance institutions to provide more convenience and benefit to their consumers.

The most sophisticated gateway solutions that provide the latest, most secure encryptions will likely push the gateway technology market into new directions. Nevertheless, application programming interface (API) gateways might still be the first choice for many financial institutions, as they allow for the automation of a number of different services as well.

High-frequency trading

High-frequency trading (HFT) technologies are able to improve execution speeds by approving any beneficial transactions automatically. As a tool, HFT can easily reduce costs for asset managers, banks, and investors, while providing more profitable prices for their customers as well. It seems like this aspect is driven mostly by the increase in independent worldwide hedge funds and trading firms.

But although the market is currently filled with trading companies utilizing HFT tactics, strict trading regulations and special new taxes have forced many firms to develop certain algorithms that aim to outbid their competitors. Due to these circumstances, HFT is only expected to become even smarter in the future, using the combination of price feeds and market data along with more unconventional sources such as sentiment, social media, and weather forecasts.

Matching technologies

With the increasing need for improved decision-making, eliminated human error, better data security, and minimized risks related to derivative trading, many businesses are now forced to opt for more refined matching technologies. This is arguably quite a revolutionary product when it comes to high-liquidity markets in which security, latency, and seamless scalability are all essential aspects of a business.

Matching technologies are slowly changing from manual to hybrid versions, where the built-in systems continuously measure possible outcomes and attempt to predict future behaviors. Solutions for identifying possible patterns in demand matching might also gain more popularity in the following years.

Fintech has evidently had a significant impact in the world of trade finance, with new and innovative technologies slowly revolutionizing common processes. It seems like this technological advancement will only serve to empower organizations through no data duplication, increased security, and shared digital ledgers that will help to streamline and enhance real-time processes.

Whether you have a department ready to cooperate with the external development team or you're searching for an end-to-end service that will leave you with a top-notch app, outsourcing is what you may be looking for. It can solve many productivity-related issues and help you cut the overall operational costs. 

The benefits of outsourcing are numerous - in a nutshell, such a business cooperation model increases efficiency and saves time. It allows introducing innovations within a short period without hiring additional employees. By choosing it, you can skip a time-consuming recruitment process and meet tight deadlines.

If you're planning to develop a banking app, implement an efficient authentication process or just introduce new payment options to your online, finding a reliable outsourcing company specialized in fintech is essential. What makes a good partner?

#1 Fintech expertise

Fintech is much more dynamic than other niches when it comes to trends and innovations. The current crypto revolution and other finance-related issues add the fintech digital solutions an extra layer of complexity. The outsourcing partner you choose should have experience in cooperating with the finance sector. The safest choice is a company that is actually specialized in fintech.

#2 AI solutions in offer

The efficient processing of data is the foundation of basically any fintech solution. With AI, you can bring efficiency to the next level, taking advantage of the information your clients provide you with to make their experience even better. Using machine learning models and automation tools, you can improve security, too.

#3 Excellent UI & UX specialists

In banking, the intuitiveness of the interface is particularly important. The UI and UX should facilitate carrying out transactions and managing accounts through clean and thoughtful design. Make sure your IT partners understand its potential and take advantage of it by using good design practices and researching instead of heading right into the development phase.

#4 Outsourcing model

Offshoring is the most efficient when it comes to cutting costs, but it can sabotage the fintech project in which every smallest detail counts. To avoid culture circle and time zone difference-related issues, choose a fintech software development company working in a nearshoring model instead.

#5 Country of origin

Some countries - let's take, for instance, Poland - are considered fintech pioneers due to the broad spectrum of innovations, automation, and modern interfaces. Choose a partner localized in one of them to facilitate business growth!